Flexible Bike Finance at Wheelbase


Finance at Wheelbase

Getting your dream bike, along with all the extras you want, is easy with Wheelbase finance. Apply online or visit any of our three stores to get started.

Spread the cost of your new bike or cycling equipment over 6 to 48 months, with options to suit every budget. Terms and conditions apply. Finance subject to status.

We offer up to 36 months interest-free finance, as well as V12 Classic Credit for up to 48 months. Some exclusions may apply.

Please note: Finance cannot be used with any other offer or Cycle to Work Scheme. A minimum 10% deposit of the order value is required on all finance options.

Representative Example

Based on a full-price bike purchased using 36-month Interest Bearing Finance at 14.9% APR.

Item Amount
Purchase Price £1,800.00
Deposit £180.00
Total Amount of Credit £1,620.00
Loan Term 36 months
Annual Rate of Interest (Fixed) 14.9%
Monthly Repayment £55.36
APR Representative 14.9%
Total Cost of Credit £372.96
Total Amount Repayable £2,172.96

Important Notes

  • Credit is provided subject to affordability, age, and status. Minimum spend applies.
  • Wheelbase does not receive any commission from V12 for introducing customers.
  • The maximum deposit accepted is 30% of the total finance amount.

FAQ - V12 Finance

How To Apply Online

Simply select V12 Finance at checkout, complete your online finance application and receive a decision within minutes. If your application is approved we will process your order.

Want To Arrange Finance In Store? No Problem.

Our friendly and experienced staff are on hand to help, we will create your application with V12 and then over to you to complete the online form in store.

It takes around 15 minutes to apply for finance and if approved you will be able to walk away with your bike the same day!

Who Can Apply?

To apply for finance, you must satisfy all the following criteria.

 

• Be 18 or older.
• Either you or your partner must be in permanent paid employment, self employed, retired and receiving a pension, working student in part time work or in receipt of a disability benefit.
• Been a resident in the UK for at least 3 years.
• Have a debit or credit card in your name, which is registered to your address, in order to pay for the deposit (if applicable).
• Have Bank or Building Society current account available, to complete the direct debit instruction.

When Do My Repayments Start?

Your monthly repayments will begin one month after your purchase has been delivered.

Are There Any Arrangement Fees Or Hidden Extras For Credit?

No. There are no arrangement fees or hidden extras.

Can I Request Delivery To An Address Other Than My Home?

No. In order to safeguard against fraudulent applications, we are only able to deliver goods to the home address of the applicant.

Can I Return Or Exchange An Item On Finance?

Yes. You can return any item on finance. Once the returned goods are received and processed, we will contact V12 to cancel the application. V12 will refund any instalments made under the finance agreement along with the deposit.

We can exchange a product for one of the same value, with no amendment necessary with V12.

For further information on Returns & Exchanges please click here.

We now offer PayPal finance as a payment option to our customers, provided by PayPal Credit.

FAQ - Paypal Credit

Click here to see the full FAQ for PayPal Credit and view the Terms and Conditions.

What is PayPal Credit?

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases.

If you have PayPal Credit it will be available as a funding source within your PayPal wallet and can be used for purchases in most places where PayPal is accepted.

You can make purchases in the same way as you would with a normal credit card, by choosing PayPal Credit as your funding source at checkout.

Is PayPal Credit Available To Everyone?

No, PayPal Credit is only available to customers over 18 living in the United Kingdom (excluding Channel Islands and the Isle of Man). PayPal also have to assess a customer’s creditworthiness, so you should have a good credit history to apply.